Take Charge of Your Retirement With a No-Fee IRA

No annual fees, account set-up fees or maintenance fees

Are you ready to take control of your retirement savings and plan for a more comfortable future? Opening a Firstrade no-fee IRA account is a smart move, providing you with the potential for significant tax benefits and long-term growth. 


With an IRA account, you can contribute up to the annual limit and enjoy tax advantages that can help you maximize your savings potential. Depending on the type of IRA account you choose, you may be able to deduct your contributions from your taxable income or enjoy tax-free withdrawals in retirement. 

Which IRA is best for you?

Traditional IRA

Roth IRA

Rollover IRA

Tax-Deferred Retirement Account

Tax-Free Retirement Account

Consolidated Retirement Account

Contributions are pre-tax dollars 

(tax-deductible), but latter withdrawals for retirement are to be taxed. This is an excellent way to increase your tax-deferred savings.


+ Compare Traditional and Roth IRAs

If you expect to be in a higher tax-bracket later in life, a Roth IRA account might be more suitable. These contributions are already taxed (not-tax-deductible), but earnings and qualified withdrawals are tax-free.

Move your funds from one retirement account to another. By directly rolling over assets from your employer-sponsored retirement plan into an IRA Rollover, you'll defer your tax liability and may be able to completely avoid penalties.

No annual, account set-up, 

inactivity or maintenance fees

No minimum deposit required

Commission-free trades on Stocks, ETFs, Options and Mutual Funds

Your account is insured

by SIPC for up to $500,000

Limited-Time Offer

Rollover your IRA and get up to $250in transfer fee rebates.

Award-Winning Broker

Firstrade was established in New York in 1985 and is a pioneer in the online brokerage industry.

Ready to get started?

Need Help?

U.S. Toll Free 1.800.869.8800 

Brokerage Products and Services offered by Firstrade Securities, Inc.


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Online trading has inherent risk due to system response and access times that may vary due to market conditions, system performance, and other factors. An investor should understand these and additional risks before trading. Carefully consider the investment objectives, risks, charges and expenses before investing. All investments involve risk and losses may exceed the principal invested. Past performance of a security, industry, sector, market, or financial product does not guarantee future results or returns. Firstrade is a discount broker that provides self-directed investors with brokerage services, and does not make recommendations or offer investment, financial, legal or tax advice.


Options trading involves risk and is not suitable for all investors. Options trading privileges are subject to Firstrade review and approval. Please review the Characteristics and Risks of Standardized Options brochure and the Supplement before you begin trading options.


ETF trading involves risks. Before investing in an ETF, be sure to carefully consider the fund's objectives, risks, charges, and expenses. Please read the prospectus carefully before investing. Leveraged and Inverse ETFs may not be suitable for long-term investors and may increase exposure to volatility through the use of leverage, short sales of securities, derivatives and other complex investment strategies. ETF Information and Disclosure.


Investors should consider the investment objectives, risks, and charges and expenses of a mutual fund or ETF carefully before investing. Leveraged and Inverse ETFs may not be suitable for long-term investors and may increase exposure to volatility through the use of leverage, short sales of securities, derivatives and other complex investment strategies. A mutual fund or ETF prospectus contains this and other information and can be obtained by emailing service@firstrade.com.


Margin trading involves interest charges and risks, including the potential to lose more than deposited or the need to deposit additional collateral in a falling market. Before using margin, customers must determine whether this type of trading strategy is right for them given their specific investment objectives, experience, risk tolerance, and financial situation. For more information please see Margin Disclosure Statement, Margin Agreement, FINRA Investor Information. These disclosures contain information on our lending policies, interest charges, and the risks associated with margin accounts.


Online trades are $0 for stocks, ETFs, options and mutual funds. See our Pricing page for detailed pricing of all security types offered at Firstrade. All prices listed are subject to change without notice.


Any specific securities, or types of securities, used as examples are for demonstration purposes only. None of the information provided should be considered a recommendation or solicitation to invest in, or liquidate, a particular security or type of security.


This is not an offer or solicitation in any jurisdiction where Firstrade is not authorized to conduct securities transaction.


System response and access times may vary due to market conditions, system performance, and other factors.


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